Intelligent Technology. Smarter Decisions.

Revolutionizing the way lending is done through Intelligent Technology., Domain Expertise., Digitization., Automation., Data Intelligence.

Hotfoot offers a perfect combination of technology, data science and domain expertise to deliver transformative solutions for the financial industry. Our products streamline processes, empower decision-making, and drive real results.

From digital onboarding to data intelligence and seamless disbursement, we offer a comprehensive suite of solutions designed to meet the unique challenges of financial institutions.

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Hotfoot takes pride in offering a one-of-a-kind mix of domain expertise, solution excellence, and technology and data science implementation. We are dedicated to providing a comprehensive value proposition tailored to help clients achieve their business and technology goals.

One Platform. Multiple Solutions.

One Platform. Multiple Solutions.

  • One platform for loan origination, disbursement, and everything in between.
  • Streamlined efficiency and reduced costs.
  • Seamless user experience and regulatory compliance.
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Go Beyond the Surface

Go Beyond the Surface

  • AI-powered financial insights for smarter lending decisions.
  • Bank Statement Scores, GST Returns Scores, Tax Scores, Fusion Scores.
  • Deeper financial insights through AI analysis of financials.
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Stop Data Silos, Gain Clarity

Stop Data Silos, Gain Clarity

  • Real-time visibility into loan automation performance.
  • Actionable intelligence for data-driven decision-making.
  • Streamlined performance management through comprehensive dashboards.
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Business Rule Engine

Business Rule Engine

  • Decision management with simplified rule-driven systems.
  • Streamlined operations, improved accuracy & efficiency.
  • Key features include income estimation, multi-tenancy, and API integration.
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50

Monthly Users

200

Monthly Logins

7

Customers Serviced

30

Assets Created in 6 Years

Join the businesses using hotfoot's lending solutions

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How can we help in driving Technology and Process Excellence?

Our tailored solutions are designed to empower organisations with diverse products, for Banks, NBFC’s, Lending Fintechs and Lending Institutions. By leveraging our expertise, businesses can achieve their financial goals, elevate customer experiences, and spearhead digital innovation.

We offer solutions for the following products:

  • Unsecured Business Loans
  • MSME Secured Loans
  • Housing Loans
  • Personal Loans
  • Two Wheeler Loans
  • Commercial Vehicle Loans
  • Car Loans
  • BNPL
  • Micro Finance
  • Supply Chain Finance

Our Leadership Team

Our leadership team comprises experienced professionals with diverse backgrounds and expertise. They drive our organization’s success by providing strategic direction and fostering a culture of collaboration and innovation. With their guidance, we stay ahead of the curve in the lending industry, delivering exceptional results and driving positive change. Meet our leadership team and discover the driving force behind Hotfoot’s growth and commitment to transforming lending.

Vivek Naidu

Vivek Naidu

Founder, CEO

Vivek is a first-generation entrepreneur with 20 years of experience in Banking and Information Technology. He founded Hotfoot to transform the way people avail loans. He has worked with Citibank and Barclays and has experience in Banking Sales, Credit Evaluation, Score Based Decisioning, Digitisation & Automation.

Rajesh

Rajesh

Co-Founder, CTO

Rajesh is a first-generation entrepreneur with 20+ years of experience in technology. He has four patents in product, platforms, and cloud and is TOGAF and AWS Architect certified. He has spoken in public forums on the architecture of the cloud.

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  • News, blogs & case studies

Hotfoot in the real world

Stay updated on the latest news, accolades, and real-world success stories featuring Hotfoot, a leading provider of innovative financial solutions.

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We’re global and a growing team

Hotfoot has established a strong global presence, with operations spanning across key regions including India, the United Arab Emirates (UAE) and East Africa. Our strategic expansion allows us to serve clients in these dynamic markets and provide them with tailored solutions to meet their unique business needs.

Click on the locations for more information.

Got Questions? We can help you out.

Enquire about our Products, Services, Pricing, Implementation or anything else.

Our team will be more than happy to assist you.

hello@hotfoot.co.in

Phone

India 

Corporate Office – +91 99870 27002

Center of Excellence – +91 97191 00909

United Arab Emirates & East Africa

+971 50 175 4953

East Africa

+254 739 987 871

Ready to unlock the future of lending with Hotfoot?

Our cutting-edge solutions are designed to revolutionise the way you approach lending. Don’t miss out on the opportunity to streamline your operations, reduce risk, and boost profitability. Get in touch with us today to discover how our products can transform your lending business. Your success starts with a conversation.

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Sai Srinivasa Raghavan Parthasarathi

DIRECTOR - ENGINEERING

Sai Srinivasa Raghavan Parthasarathi brings over 22 years of rich, cross-domain experience in engineering leadership, enterprise solutions, and product delivery. As Director – Engineering, he leads end-to-end technology strategy and execution, combining deep hands-on expertise with a strong focus on scalable architecture, global delivery, and customer-centric product development.

 

Sai had driven engineering for global payment solutions, powering over 200 customers worldwide. His leadership in API-first payment integration, POS software, loyalty systems, and mobile solutions has directly impacted millions of transactions, including nation-wide programs for HPCL and IOCL. He has led large distributed teams (20-40+), managed 24/7 mission-critical support, and executed complex product migrations and modernization initiatives.

 

Previously, as VP and Internal Apps Head at RBS, he delivered transformative automation and DevOps solutions across business functions, realizing significant effort savings and operational efficiency. His earlier roles at TCS and Infosys saw him lead critical projects in healthcare and enterprise systems, including award-winning workflow platforms.

 

Sai holds dual Master’s degrees-M.Tech in Computer Science and M.Sc in Mathematics-with top university honors. His technical stack spans C++, Java, REST APIs, Microservices, AWS, DevOps, Python, and RPA tools.

 

A lifelong learner and creative spirit, Sai is also a mandolin and trumpet player, founding member of the fusion band Rhythmic Energy, and a former President of Majestic Toastmasters Club at RBS.

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Ravi Swaminathan

VICE PRESIDENT - PRODUCTS

Ravi Swaminathan is an accomplished Retail Banking and FinTech leader with over 26 years of global experience across banking operations and financial technology. With a unique blend of expertise spanning business consultancy, presales, product management, and project leadership, he has successfully driven large-scale digital transformation initiatives in Core Banking and Lending systems across emerging and developed markets.

 

Throughout his career, he has held key roles at leading organizations including Ernst & Young, Intellect Design Arena, Polaris, HCL Technologies, and Xerox. A Chartered Accountant and certified PMP, he brings deep domain knowledge, strategic thinking, and a passion for innovation to every engagement.

 

As the creator of RFPmanage.com, a cloud-based SaaS platform that simplifies and automates procurement for banking technology transformation, he has demonstrated his forward-thinking approach and entrepreneurial mindset. His contributions have shaped market strategies, modernized legacy systems, and introduced cost-effective, scalable solutions tailored to multi-cultural and multi-tiered banking environments.

 

Known for his customer-centric approach and strong grasp of both financial ecosystems and IT landscapes, Ravi Swaminathan continues to advise banks and financial institutions across the globe – helping them transform with confidence and agility.

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Manoj Kumar Agarwalla

VCIE PRESIDENT - PRODUCTS

Manoj Kumar Agarwalla brings over 30 years of experience in application management, product implementation, and digital transformation in the BFSI sector. As Vice President – Products at Hotfoot Technology, he leads end-to-end product strategy and delivery, ensuring seamless integration, compliance alignment, and customer-centric innovations.

 

Before joining Hotfoot, Manoj played a pivotal role at Grihum Housing Finance and Poonawalla Fincorp, driving large-scale projects including core application development, LOS rollouts, LMS migrations, and collection system automation. His deep domain expertise, coupled with a Chartered Accountant background, uniquely positions him to bridge technology with business outcomes.

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Siva Senthil K

Senior Software Architect - Applied Intelligence

With nearly two decades of experience in software development and over 15 years of architectural expertise, our Senior Software Architect brings a strategic vision to Applied Intelligence. His journey, which began in 2005, is defined by a relentless passion for innovation, intelligent systems, and enterprise-scale solutions.

 

He is an expert in designing and scaling intelligent platforms using a rich suite of tools and cloud ecosystems including Microsoft Azure (Azure OpenAI, Cognitive Services, ML Studio, Kubernetes, Cosmos DB, Synapse, and IoT), and AWS (SageMaker, Lambda, Glue, and CloudFormation). A strong advocate of clean architecture and modern software patterns, he has deep hands-on expertise in .NET technologies (ASP.NET Core, xUnit, WPF, MAUI), alongside advanced machine learning frameworks such as PyTorch, TensorFlow, ML.NET, and AutoML.

 

Fluent in multiple programming languages with roots in C# and Python. JavaScript and Java is not far off for him. He has also dabbled into emerging niche languages like rust and go on his own time to stay relevant with shifting contours in the way problems are solved in modern day startups. He seamlessly bridges cloud-native innovation with AI/ ML applications to solve complex real-world problems.

 

Driven by purpose and precision, he leads with a blend of technical mastery, strategic insight, and a forward-thinking approach to building the intelligent systems of tomorrow.

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Anandan S

Head - Finance

Anandan brings over 26 years of extensive experience in Finance, Accounts, HR, and Administration. He currently serves as the Head of Finance at Hotfoot, where he oversees strategic financial planning, statutory compliance, and payroll playing a key role in aligning operational excellence with organizational goals.

 

Anandan is a postgraduate in Commerce from Annamalai University and holds a bachelor’s degree in Commerce from Pachaiyappa’s College, University of Madras. He is proficient in SAP ECC 6 (FI Module), Tally Prime, and various ERP systems, with strong expertise in statutory compliance, budgeting, MIS, and corporate finance.

 

With his deep industry knowledge, hands-on leadership, and cross-functional capabilities, Anandan continues to be a pillar of strategic guidance and operational strength at Hotfoot.

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Suresh Krishnamoorthy

Director - Product Services

Suresh Krishnamoorthy is the Director of Product Services at Hotfoot, bringing over 30 years of experience in the IT/ ITES industry across enterprise products, applications, and services. His expertise spans vendor governance, regulatory compliance, and ICT solutions across multiple sectors, including telecom, healthcare, SMB, education, and government.

 

Before joining Hotfoot, Suresh served as the Head of Vendor Governance, Compliance & Internal Audit for IT at Cholamandalam Investment and Finance Company Limited, where he played a key role in strengthening financial services governance through strategic risk management and compliance frameworks. His deep industry knowledge and leadership experience drive operational excellence and innovation in product services.

 

At Hotfoot, Suresh leads the Product Services division, focusing on advancing product services business, and aligning product strategies with evolving market demands.

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